I know we have some of the finest economists of the 21st century on here. I'm looking at perhaps buying a property - and I can get a fixed rate mortgage for about 1.6%, or a variable at about 0.8% - these over 20 years. If it weren't because the Euribor's been so low for so long, and the underlying reasons, I guess, still looking set fair for quite a while, I would obviously go for the fixed - but I'm having doubts.
I have savings to the value of about two thirds of the cost of the property - i was planning to get a mortgage for about two thirds and so keep about half my dosh in savings.
Some boffin is bound to have some good ideas about what I should do - can any of you help?
I have savings to the value of about two thirds of the cost of the property - i was planning to get a mortgage for about two thirds and so keep about half my dosh in savings.
Some boffin is bound to have some good ideas about what I should do - can any of you help?
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