Buildings insurance

mercredi 6 février 2019

Curious what actually happens if a property is a total loss eg in a fire.

If its a freehold house, do you get the rebuilding value, then you hire an architect and a builder and rebuild it ? How much freedom do you have in design? If the exteriors the same, can you do what you want within reason inside?

What happens if you own a flat in a block? Can you compel the freeholder to rebuild exactly the same?


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