Best way of converting USD to GBP?

mercredi 22 avril 2015

I have a USD balance in a brokerage account from my company sharesave. I stand to lose about £2k on a wire transfer direct to my HSBC account (based on a similar transaction that I made last year, hence not wanting to be shafted again), or about £1k on the 0.64 exchange rate the brokerage firm will apply to send me a cheque in GBP.

I looked into going via an intermediary like Thomas Exchange, but can't do that as the brokerage firm require that the payment is made to an account in my name rather than an intermediary.

Banks seem to be very secretive about the rates they'll apply to any given transaction, whether that be a wire transfers or to pay in a USD cheque. I'm obviously not expecting to get the market rate of 0.665 but 0.64 seems an excessive premium....


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